Mutual Funds

Investment products are managed by the professional experts who are perpetually follow the market with the principle of the risk diversification. The rights of the priority, dividends and maturity of the investment instruments are follwed by that professional managers.

Investment products consists of treasury bonds, treasury bills, stocks, repo and so on. Thus, you are protected from the risk occured from using only one financial instrument.

You can invest on various funds constituted with respect to your investment preferences and risk profile.

You can liqidate your mutual funds fast and easily with the earned yield of your fund.

By buying an mutual fund, you utilize your money in a profile of a large-scaled investor. Therefore, small savers also take advantage of the investment advantages which large investors benefit.

Investors pay 10% of witholding on the yields earned from their mutual funds. Under the circumstances if there is no gain on the fund certificates, 10% of witholding is not paid. It is not paid witholding on the yields earning from the disposal of the fund certifcates which are belong to the portfolio consisting of at least 51% of the stock exchage securities on BIST(Istanbul Stock Exchage) and have held more than one year. That yields are not declared seperately.

Investment Strategy

The fund is actively managed within the scope of legislation, in line with market conditions. The investment relationship is subject to cyclical changes due to market trends. Investing in assets denominated in both Turkish Lira and foreign currencies, in line with regular and other analyses, as well as macroeconomic data and developments, targets both capital appreciation and deposits.

Investor Profile

It offers the opportunity to invest in assets that stand out as market trends, for investors who want to diversify their portfolios and who expect returns above the deposit index.

Investment Strategy

The Fund aims to convert its savings into cash at any time and to provide a stable. It offer investment opportunity for investors returns above deposit. The entire portfolio of the fund is held on a continuous basis, with a maximum maturity of 184 days remaining, highly liquid money and capital market instruments. The weighted average maturity of the portfolio calculated daily is maximum 45 days. Only TL denominated assets and transactions will be included in the fund portfolio.

Investor Profile

It offers an investment opportunity to investors who want to convert their savings into cash on the same day and achieve stable income in the short term.

Investment Strategy

The fund aims to achieve both capital appreciation and returns above deposit benchmarks by investing in assets denominated in both Turkish Lira and foreign currencies, guided by macroeconomic data, developments, and various analytical models. Managed with an aggressive investment strategy, the fund’s risk level will be in the range of 5 to 7.

Investor Profile

Suitable for investors seeking returns above deposits who are willing to take on a certain level of risk in exchange for portfolio diversification.

Investment Strategy

Aligned with its investment strategy, the fund aims to generate absolute returns in EUR by investing in Euro-denominated assets. The portfolio primarily consists of short-term monet and capital market instruments.

Investor Profile

Suitable for investors who wish to allocate their Euro saving to short -term money and capital market instruments as an alternative to foreign currency deposits.

Investment Strategy

In line with its investment strategy, the fund aims to generate absolute returns in USD by investing in US Dollar-denominated assets. The portfolio primarily consists of short-term money and capital market instruments.

Investor Profile

Suitable for investors who wish to allocate their USD savings to short-term money and capital market instruments as an alternative to foreign currency deposits.

Investment Strategy

The fund is designed for investors who wish to allocate their savings to short- and medium-term foreign currency-denominated public and private sector debt instruments, and who aim to generate additional returns by taking advantage of interest rate fluctuations.

Investor Profile

Suitable for investors looking to invest their foreign currency savings in short- to medium-term Eurobonds as an alternative to foreign currency deposits.

Investment Strategy

The fund aims to generate absolute returns in foreign currency by investing in foreign currency-denominated capital market instruments. At least 80% of the fund’s total value is continuously invested in debt securities and lease certificates issued in foreign currency by the Republic of Türkiye Ministry of Treasury and Finance, as well as in foreign currency-denominated money and capital market instruments issued by domestic issuers.

Investor Profile

Suitable for high-risk investors who seek foreign currency-based absolute returns and value diversification within their portfolios.

Investment Strategy

At least 80% of the fund's total value is continuously invested in companies that use blockchain and robotic technologies, engaged in R&D activities related to these technologies, or companies that provide services/products and goods to such companies, as well as American and Global depositary receipts, domestic/foreign debt instruments, and lease certificates.

Investor Profile

It is suitable for investors with high risk tolerance who are seeking long-term returns and want to diversify their portfolios by investing in two important themes of the future, such as robotics and blockchain technologies.

Investment Strategy

At least 80% of the fund’s total value is continuously invested in physical silver, silver-backed money and capital market instruments, and in domestic or international mutual funds, exchange-traded funds (ETFs), or structured investment instruments that track silver -based indices.

Investor Profile

Suitable for investors who are willing to take a certain level of risk to invest their savings in silver-backed money and capital market instruments.

Investment Strategy

Within the framework of the fund’s investment strategy, at least 80% of the total fund value is continuously invested in participation shares of other mutual funds and exchange-traded funds (ETFs). The selection of funds and the determination of their portfolio weights are guided by the outputs of an artificial intelligence-based portfolio evaluation model. The created basket aims to generate returns above deposit rates over the medium to long term.

Investor Profile

Suitable for investors seeking returns above deposits by diversifying through a basket of QNB Portföy mutual funds and exchange-traded funds.

Investment Strategy

In line with its investment strategy, at least 80% of the fund’s total value is continuously invested in participation shares of domestic and international mutual funds and exchange-traded funds (ETFs) that focus on the technology theme. The fund aims to participate in the growth of technology companies—primarily in the U.S. and Turkish markets—through investments in these tech-focused funds.

Investor Profile

Suitable for medium- to long-term investors who are willing to take a certain level of risk to gain exposure to the technology sector.

Investment Strategy

At least 80% of the fund’s total value is continuously invested in participation shares of domestic mutual funds and domestic and international exchange-traded funds (ETFs) that either track commodity prices or commodity-based indices, or are directly backed by commodities. The fund is structured to participate in returns from national and/or international commodity markets.

Investor Profile

Suitable for medium- to long-term investors who are willing to take a certain level of risk to access returns from national and/or international commodity markets through mutual funds and ETFs.

Investment Strategy

In line with its investment strategy, at least 80% of the fund’s total value is continuously invested in participation shares of domestic and international mutual funds and exchange-traded funds (ETFs) that focus on the clean energy and water themes. A minimum of 40% of the fund’s total value is allocated to each theme on a continuous basis. The fund aims to participate in the earnings of companies operating as producers, distributors, or infrastructure providers within the clean energy and water sectors.

Investor Profile

Suitable for medium- to long-term investors who are willing to take a certain level of risk to gain exposure—via domestic and international funds—to companies operating in the clean energy and water sectors.

Investment Strategy

The Fund aims to convert its savings into cash at any time and to provide a stable. It offers investment opportunity for investors returns above deposit. The entire portfolio of the fund is held on a continuous basis, with a maximum maturity of 184 days remaining, highly liquid money and capital market instruments. The weighted average maturity of the portfolio calculated daily is maximum 45 days. Only TL denominated assets and transactions will be included in the fund portfolio.

Investor Profile

It is suitable for investors who want to cash out their savings at any time and aim to earn stable income in the short term.

Investment Strategy

As a continuity of the total amount of the fund, it is invested in money and capital instruments in the market that have lived up to 184 days to maturity, have high liquidity, and are not based on interest. Within the scope of the investment strategy, the fund portfolio may include lease certificates, murabaha transactions, participation accounts, consistency transactions, promise agreements, and income sharing.

Investor Profile

It is suitable for short-term liquid fund investors who want to convert their savings into cash any time of their choice, in accordance with interest-free/participation finance principles.

Investment Strategy

The investment objective of the Fund is to realize an absolute return in Turkish Lira. The entire fund portfolio is held on a continuous basis with a maximum of 184 days to maturity. Highly liquid money and capital market instruments will consist of. The weighted average of the fund portfolio calculated on a daily basis average maturity will be maximum 45 days.

Investor Profile

It is suitable for investors who prefer short-term liquid funds that target returns above deposits.

Investment Strategy

The fund aims to deliver returns above the dividend index over the medium to long term by investing in interest-free financial instruments that comply with participation finance principles. All assets included in the fund’s portfolio are aligned with internationally accepted participation standards and are listed on indices certified as Sharia-compliant.

Investor Profile

Suitable for investors who wish to invest in interest-free financial instruments in line with participation finance principles and aim for returns exceeding the dividend index over the medium to long term.

Investment Strategy

Within the scope of its investment strategy, at least 80% of the fund’s total value is continuously invested in exchange-traded gold, gold-backed money and capital market instruments, participation shares of mutual and exchange-traded funds tracking gold indices, and gold-based deposit and participation accounts. The fund’s primary investment objective is to reflect fluctuations in gold prices to its investors.

Investor Profile

Suitable for investors seeking exposure to gold and gold-backed money and capital market instruments.

Investment Strategy

At least 80% of the fund’s total value will be continuously invested in domestic public and private sector debt instruments. The fund’s portfolio will maintain a monthly weighted average maturity between 25 and 90 days. Only Turkish Lira-denominated assets and transactions will be included in the portfolio.

Investor Profile

Suitable for investors who seek immediate liquidity and aim to achieve stable short-term returns through a liquid fund structure.

Investment Strategy

The fund offers investment opportunities to investors who aim to allocate their savings to medium- and long-term fixed income securities and/or to generate additional returns by benefiting from interest rate fluctuations. At least 80% of the total fund value will be continuously invested in domestic and foreign public and private sector debt instruments.

Investor Profile

Suitable for investors who prefer to invest in medium- to long-term fixed income securities and/or aim to benefit from interest rate fluctuations.

Investment Strategy

The fund aims to generate long-term value exceeding the performance of the BIST 100 Index by investing in equities, without focusing on short-term market fluctuations. In line with this objective, the fund manager primarily targets companies that are undervalued relative to their market potential and exhibit strong growth prospects.

Investor Profile

Suitable for medium- to long-term investors seeking returns above the BIST 100 Index through equity investments.

Investment Strategy

The fund offers investment opportunities for investors seeking to allocate their savings to medium- and long-term foreign debt instruments (Eurobonds) and to generate additional returns by benefiting from interest rate fluctuations. At least 80% of the total fund value is continuously invested in Eurobonds issued by domestic and international public and private sector entities.

Investor Profile

Suitable for investors who wish to invest their Turkish Lira savings in domestic and international Eurobonds over the medium to long term.

Investment Strategy

The fund is actively managed within the limits set by the legislation, in line with prevailing market conditions. Investments are made in both Turkish Lira and foreign currency-denominated assets, based on macroeconomic data, developments, statistical evaluations, and other analyses. While maintaining a balanced risk-return profile, the fund aims to generate both capital gains and returns exceeding deposit benchmarks. Asset allocation is dynamically adjusted to reflect changes in the macroeconomic environment.

Investor Profile

Suitable for medium-risk investors who seek returns above deposits and portfolio diversification by investing in assets denominated in both Turkish Lira and foreign currencies.

Investment Strategy

The Fund aims to create added value higher than the long-term return of the BIST 100 index by investing in equities without prioritising short-term fluctuations in line with its investment strategy. In line with the Fund's objective, the Fund manager invests in companies with growth potential that are traded below the target market capitalisation.

Investor Profile

It is suitable for medium-long term investors who invest in equities and target returns above BIST 100.

Investment Strategy

This is an equity-intensive fund whose investment strategy is based on building a portfolio composed of shares of companies outside the BIST 100 Index. At least 80% of the fund’s total value is continuously invested in domestic equities listed on the BIST All Shares Index (XTUMY) and in exchange-traded funds that track indices composed of these shares.

Investor Profile

Suitable for medium- to long-term investors looking to invest in the equities of companies not included in the BIST 100 Index.

Investment Strategy

The Fund pursues an active portfolio management approach by investing at least 80% of its portfolio in domestically listed equities traded on Borsa Istanbul. Portfolio construction is guided by algorithmic models developed through quantitative and fundamental analysis methodologies. Over the medium to long term, the Fund aims to achieve returns exceeding those of the BIST 100 Index.

Investor Profile

The Fund is suitable for investors with a medium- to long-term investment horizon who are able to tolerate equity market volatility, favour an algorithmic investment approach, and seek returns above the BIST 100 Index.